Structuring the right financing for growing businesses.
Aqar Baraqah helps companies plan, prepare and secure financing from banks and
financial institutions, and manage the projects that funding makes possible.
Your partner between business ambition and bank approval.
Aqar Baraqah Sdn Bhd is a Kuala Lumpur-based project management and
financial consultancy, incorporated under the Companies Act 2016. We advise
business owners, developers and corporates on how to raise and manage capital
with clarity and confidence.
Our name reflects what we stand for: Aqar for solid, tangible value, and
Baraqah for growth that is sustainable and carries blessing. We focus on
sound structures, transparent advice and outcomes our clients can build on.
Integrity
Honest assessment of what is bankable, and what is not yet.
Precision
Proposals, projections and documents prepared to lender standards.
Partnership
We stay with you from first meeting to drawdown and beyond.
What We Do
Advisory services built around your financing journey
From assessing your funding position to managing project delivery, we cover each stage so you can focus on running the business.
Banking & Financing Advisory
Guidance on term loans, working capital lines, trade financing and asset financing, matched to the right banks and financial institutions.
Financing needs assessment
Lender matching & negotiation
Application to disbursement support
Corporate Finance Advisory
Strategic advice on capital structure, funding plans, business valuation readiness and preparing your company for investors or expansion.
Capital & funding strategy
Financial projections & models
Investor-ready information packs
Islamic Financing Advisory
Structuring Shariah-compliant facilities and helping you understand contracts such as Murabahah, Ijarah and Musharakah before you commit.
Shariah-compliant facility options
Contract & term-sheet review
Profit-rate comparison
Project Financing & Consultation
Feasibility, cash-flow and funding structures for property, construction and development projects, prepared to the standard lenders expect.
Feasibility & viability studies
Project cash-flow modelling
Bridging & end-financing advice
Project Management
Planning, scheduling, cost control and progress reporting so projects are delivered on time and remain aligned with financing covenants.
Project planning & scheduling
Cost & progress monitoring
Lender progress-claim reporting
Business Restructuring & Advisory
Practical support for companies reviewing existing debt, consolidating facilities or strengthening financial governance and reporting.
Debt review & refinancing options
Cash-flow improvement plans
Financial governance & digital tools
Our Approach
A clear, four-step engagement
Every engagement follows a simple path, so you always know where your application stands.
01
Discovery
We meet to understand your business, goals and current financial position.
02
Assessment
We review financials and documents to identify suitable facilities and any gaps to close.
03
Structuring
We prepare the proposal, projections and supporting papers, and engage the right lenders.
04
Execution
We coordinate through approval, documentation and disbursement, then support project delivery.
Who We Serve
Built for SMEs, developers and growing corporates
We work with business owners at different stages, from first-time borrowers to established companies planning their next expansion.
No. Aqar Baraqah is an advisory and consultancy firm. We help you prepare, structure and present your financing needs to licensed banks and financial institutions, which make the lending decision.
What documents should I prepare for a first meeting?
Your SSM company profile, the latest audited accounts or management accounts, recent bank statements (typically six months) and a short description of what the financing is for. We will advise on anything else needed after the assessment.
Do you advise on Islamic financing?
Yes. We can explain and compare Shariah-compliant facility structures alongside conventional options, so you can choose what fits your business and principles.
Can you help with a project that is already underway?
Yes. We support ongoing projects with cash-flow review, additional or bridging financing advice, and project management and progress reporting.
How are your fees structured?
Fees depend on the scope and complexity of each engagement. We explain the fee structure clearly in writing before any work begins.
Contact
Let's talk about your next step
Tell us briefly about your business and what you are looking to achieve. Our team will reply by email within one to two working days.